To purchase Travel Insurance, call your agent at Parker Cruise & Tour!

 

Trip Cost Protection - "Classic Plan"

 

Trip Cancellation.........Up to 100% of Trip Cost
Reimburses your prepaid, non-refundable expenses if you must

cancel your trip due to a covered reason. Maximum coverage: $50,000.

 

Trip Interruption........Up to 150% of Trip Cost
Reimburses for the unused, non-refundable portion of your trip and

for the increased transportation costs it takes for you to return home due to a covered reason.

Maximum coverage: $75,000

 

Missed Connection........$500
Covers expenses resulting from a covered delay that causes you to miss your scheduled flight or cruise.

 

Travel Delay..........$500
Receive up to $150 per day per person to cover additional accommodation and travel expenses

or prepaid expenses due to a departure delay of six or more hours.

 

Medical Protection

 

Emergency Medical and Dental.....$25,000
This coverage provides benefits for losses due to medical and dental emergencies that

occur during your trip. This coverage is secondary.

 

Emergency Medical Transportation.....$500,000
Provides medically necessary transportation to the nearest appropriate facility.

Also covers the cost of your transportation home.

 

 

Baggage Protection

 

Baggage Loss/Damage......$1,000
Covers loss, damage or theft of baggage and personal effects.

 

Baggage Delay.......$300
Covers the reasonable purchase of essential items if your baggage is delayed

or misdirected by a commom carrier for 24 hours or more. Receipts for emergency purchases are required.

 

Assistance Services

 

24-Hour Hotline Help........Included
Help is just a phone call away with Access America travel protection.

Our staff of multilingual problem solvers is available to help you with any medical,

legal or travel-related emergency.

 

Maximize Your Coverage
To make sure you're eligible for supplier default coverage, optional BizPack

and existing medical conditions coverage, buy Classic within 14 days of your initial trip deposit.

 

Optional Benefits

 

BizPack........Up to 100% of Trip Cost
Business-related covered reasons for Trip Cancellation and Interruption

for only $24 per adult (18 and older). Must be purchased within 14 days of initial trip deposit.

 

 

Trip Cost Per Person ($)	up to age 17*	age 18-30	age 31-59	age 60-70	age 71-75	age 76-79	age 80+
up to 500	$0	$25	$36	$40	$52	$63	$100
501 - 1,000	$0	$41	$53	$67	$87	$109	$162
1,001 - 1,500	$0	$52	$69	$93	$121	$149	$216
1,501 - 2,000	$0	$71	$91	$125	$171	$211	$279
2,001 - 2,500	$0	$93	$111	$152	$198	$244	$342
2,501 - 3,000	$0	$111	$132	$180	$251	$289	$404
3,001 - 3,500	$0	$126	$148	$208	$275	$333	$469
3,501 - 4,000	$0	$145	$164	$238	$326	$431	$580
4,001 - 4,500	$0	$160	$184	$270	$365	$442	$616
4,501 - 5,000	$0	$179	$206	$300	$405	$540	$696

 

For trip cost exceeding $5000 per person, call your agent at Parker Cruise & Tour!

 

 

Insurance prices above are PER PERSON. $6 fee per policy is in addition.

*Children 17 and under must be accompanied by a parent or grandparent to be eligible for $0 rate.

If not, subject to 18-30 rate.

This is a brief description of the insurance and assistance benefits provided by this plan.

Exclusions, conditions and limitations may apply.

A complete description of coverage, found in the Certificate of Insurance/Policy,

will provided to you upon purchase.

 

General Exclusions
In addition to any other exclusions that may apply to a particular benefit, no coverage is provided for any loss that results directly or indirectly from any of the following unless as specifically included: existing medical conditions; intentional self-harm, suicide or attempted suicide; pregnancy (unless unforeseen complications or problems), fertility treatments, childbirth or elective abortion; mental or nervous health disorders, (like anxiety, depression, neurosis or psychosis); use or abuse of alcohol or drugs, or related physical complication; war (declared or undeclared), acts of war, military duty, civil disorder or unrest; participation in or training for any professional or amateur sporting competition; participating in extreme, high risk sports; flying or learning to fly an aircraft as pilot or crew; nuclear reaction, radiation or radioactive contamination; natural disasters; epidemic or pandemic; air, water, or other pollution or threat of pollutant release; unlawful acts; expected or reasonably foreseeable events or problems; financial default of a travel supplier; terrorist events; travel bulletins or alerts; and government prohibition or regulation.

 

 

Covered Reasons for Trip Cancellation and Interruption
Illness, injury, death
Financial default
Victim of felonious assault
Subpoena/court order
Normal pregnancy (trip cancellation only)
Employer termination
Loss of accomodation
Travel delay resulting in loss of 50% of trip length
Destination uninhabitable (due to fire, flood, vandalsim, burglary, natural disaster)
Required to work
Business/Company merger
Business unsuitable
Legal separation/divorce
Natural disasters
Home uninhabitable (due to fire, flood, vandalsim, burglary, natural disaster)
Traffic accident en route
Terrorism
Military duty
Witness birth (trip cancellation only)
FAA shutdown (resulting in complete shutdown of travel supplier)
Severe weather (resulting in complete shutdown of travel supplier)
Hijacking
Quarantine
Jury duty
Strikes (resulting in complete shutdown of travel supplier)

 

 Existing Medical Conditions Exclusion & Coverage
Your plan may provide Existing Medical Conditions Coverage if you, a traveling companion or family member has an Existing Medical Condition. An Existing Medical Condition is an illness or injury that exhibited symptoms or was treated for any time 120 prior to purchasing your plan
Coverage for an Existing Medical Condition is exluded unless:
1. You purchased your insurance within 14 days of initial trip payment or deposit;
2. You purchased trip cancellation coverage that covers the full cost of all your non-refundable trip arrangements;
3. You were a U.S. resident and medically able to travel on the day you purchased the plan; and
4. The total cost of your trip $20,000 per person or less.
All other contract terms and conditions apply.

 

 

Supplier Default Coverage
Supplier default coverage is provided when:
1. You purchase your insurance within 14 days of initial trip payment or deposit;
2. Financial default occurs more than seven days after the policy's effective date; and
3. You use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase.

PLEASE BE ADVISED: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets.